New Year Treat



Customers paying two or more bills with Bill Express in Guyana.


The ‘New Year Treat’ Promotion is sponsored by GraceKennedy Money Services (“Sponsor”)., Authorized Agent of Western Union in Guyana, located at 94-95 Upper Robb Street, Georgetown, Guyana.


Bill payment valued at GY$10,000 (24 customers)

Duration of the Promotion

The Promotion runs from December 04 to 31, 2023 (“Promotional Period”)

Start Date of Promotion: December 04, 2023

End Date of Promotion: December 31, 2023

How to Enter

Customers are required to two or more bills with Bill Express for a chance to be rewarded.

Winners will be randomly selected via the GKMS transaction database and will be rewarded with GY$10,000 towards a bill of their choice.

Customers, 18 years of age or older, located across Guyana are eligible to enter and all qualifying transactions will be entered into a drawing to win.

All customers paying two are more bills with Western Union are “Qualifying Transactions”. Customers with a qualifying transaction will be automatically entered in the promotion. Entry forms are not required.

Prize Descriptions

There will be a total of twenty – four (24) prizes.

Prizes include:

$10,000 towards bill payment

Prize Draws & Winner Selection

The ‘New Year Treat’ promotion winners will be selected from all Qualifying Transactions random drawings.

Draw Date: January 03, 2024

Please refer to the table below for the draw schedule.

Draw DatePromotion PeriodPrize Number of Winners
January 03December 04 – 31$10,000 towards bill payment24

Winners are eligible for one prize only.

Winner Selection

  • Prize winners will be randomly selected from the GKMS database for the “New Year Treat promotion.
  • Prize winners will be selected at random from the GKMS database at GraceKennedy Money Services located at 94-95 Upper Robb Street, Georgetown, Guyana.
  • Sponsor will make 3 attempts to contact each winner within one (1) working day after the draw.
  • If the winner is unreachable, the Sponsor reserves the right to select the backup winners in the order in which they were drawn. If attempts to contact the backup winners are unsuccessful, the prize will be retained by GraceKennedy Money Services.
  • Failure for winners to claim their prize within ten (10) working days after notification will result in the prize being forfeited and a new selection made from the backup winners.

General Rules

  1. Open only to individuals residing in Guyana who are 18 years of age or older.
  2. Employees of Sponsor, GraceKennedy Money Services Western Union and their respective affiliates, subsidiaries, advertising and promotion agencies and their immediate family members (mother, father, and children) are not eligible.
  3. Winner will be required to sign a talent release form upon acceptance of a prize which constitutes permission to the Sponsor and its agencies to use winner’s name and/or likeness for purposes of advertising and trade without further compensation, unless prohibited by law.
  4. Winners will forfeit the prize in the event they refuse to sign the talent release form to grant permission to GraceKennedy Money Services and its agencies to use their names and likenesses for advertising purposes.
  5. Winners assume all liability for any injury or damage caused, or claimed to be caused, by participation in this Promotion or Redemption of any Prize.
  6. Winners must claim prizes at 94-95 Upper Robb Street, Georgetown, Guyana or at a GraceKennedy Money Services agent location as indicated by the GKMS Marketing Unit within ten (10) working days of notification. Winners must present valid identification (National ID card, Passport or Drivers Licenced) to claim their prize.
  7. All unclaimed prizes will remain the property of GraceKennedy Money Services.
  8. By participating in this Promotion, entrants agree to be bound by the Official Rules.
  9. Prizes are not transferrable.
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To use the Direct to Bank service you have to be a registered D2B customer – registration is a quick and easy one-time activity that takes place online (for existing GKMS Western Union customers) and in-store for new customers.


There are three (3) Phases in the Direct to Bank (D2B) process:

Phase 1: Customer Registration.

New customers must register in-store at any GKMS Western Union. Existing GKMS Western Union customers can register online: Access the GraceKennedy Money Services website using your computer or mobile phone and fill out the required registration details. The online registration website is

GKMS customers will have the opportunity to enter demographic and banking information supported by pictorial proof that the information presented for verification is valid and current.

After confirming the validity of their email, customers will be able to access the online portal and navigate through the screens entering the relevant information to process their registration.

Customers are required to provide the following:

  1. Basic Info – Name, DOB.
  2. Employment Info– Place of employment and employment particulars i.e. occupation.
  3. Contact info – Current mailing address, Telephone, Cell numbers.
  4.  Primary Identification Info– National ID, Driver’s Permit or Passport.
  5.  Secondary identification Info– customer will provide a second ID type of the three options stated above.
  6. Security Info– Customer required to provide secret questions and answers to secure their account and future transactions.
  7. Document Upload– All the relevant documents required to process the application is uploaded into the system. The documents have to be verified in a separate phase of the process before the customer is able to access the service.

Phase 2: Customer Verification Process

The verification process consists of actions by GKMS to validate the authenticity of the  information provided at the Registration Stage (uploaded documents+ banking information + Demographic information). This involves matching uploaded details against information available in our internal databases as well as external National ID Verification Systems. You will be contacted by one of our team members when this step is completed.

Phase 3: Start using Direct to Bank!

Once you have been successfully registered you can start receiving Western Union money transfers in your bank account. Follow these quick steps:

  1.  Call our Contact Centre at 623-6000 the next time you are expecting a money transfer to initiate the bank transfer. Calls should be placed as soon as funds are available for collection.
  2. Tell the CSR you are registered for Direct to Bank transfers.

  3. Provide the related Money Transfer Control Number (MTCN).
  4. Enjoy the safety & convenience of having funds transferred directly into your bank account.

GKMS Digital Services

Find out more details about our Digital Registration. How to register, FAQs and more.

Already Registered? Login now to access your account to use our digital services.